7 Things You've Never Known About Cost To Replace A Car Key

The Cost of Replacing Car Keys

It's not a major issue to lose your car keys. They can be easily and easily replaced. The cost will depend on the kind of key, the technology, and the place you buy the replacement.

Classic keys from the past can be duplicated in most hardware stores for less than $10, or at an locksmith in the automotive industry if you have proof of ownership (registration or title). More advanced and high-tech keys are more expensive to replace, but can be done at the dealership if needed.

Basic Key Fobs for Keys

The majority of cars produced since the 1990s include key fobs that lock and unlock doors by pressing buttons. Most are standard and relatively cheap to replace, but the most sophisticated fobs can run up to $1,000 for a dealer-installed replacement.

Dealerships are typically the only place to find the high-priced equipment needed to program the new key fob. This is particularly applicable to European automobiles. Audi or BMW key fobs, for instance include a touchscreen that allows drivers to turn on or off the car keys replacement cost's navigation system and access additional information. These features, as well as advanced security measures to detect if a fob is moved from its original location and make it more difficult to copy than fobs manufactured by Nissan or Ford.

You can also buy fobs replacements from some hardware stores and auto parts stores at a lower cost to replace a car key than the dealership. If you're not able to find a specific fob that works with your car There are a few aftermarket options that will work with all models. They can be programmed with an owner's manual. Review your warranty, car insurance policy or roadside service coverage to see whether it covers the cost.

Transponder Keys

Standard keys and fobs are able to be replaced at a relatively low cost. However keys that have transponder technology will cost more. These chips, sometimes called mini-circuits are what help your car recognize the key and then start.

The reason for this is that these chips, in conjunction with a unique code disarm the vehicle immobilizer which allows the engine to run. Most cars built after 2001 utilize this technology. Although hardware stores can create traditional mechanical copies of your key, they are not able to duplicate the RF chips that have been molded into the end of your current key. That's why you have to visit a dealer for an expensive new key fob and an even more costly programming service.

Many owners turn to their locksmith when they have lost their keys. They often do not realize that a reputable locksmith could make the identical key for less.

In addition to cloning the key an experienced locksmith will also be able modify your transponder keys. To do this, he/she must have the specialized equipment used by dealers, however you can find it at all of the auto shops. You'll also require a copy of the lost or stolen key, cost of replacing car keys along with the owner's guide. Without these things the process may be more lengthy and the final cost of replacement car key could be a bit more expensive than if you visit an agent.

High-Tech Keys

Certain cars require high-tech key fobs that emit an electronic signal to open doors and even start the engine. Replacing them is a bit more complex than creating a simple transponder key and could cost hundreds of dollars.

Keys like this are usually made by dealerships, however locksmiths can also design keys. You'll have to bring the key fob along with proof of ownership, like the title or registration of your car. Most locksmiths will charge 20% less than the dealer.

The cost of a brand new key is largely determined by the existence of an existing key that can be copied. Some keys from the past don't have an embedded chip and can be copied at an hardware store in your area for about $10. A VATS (Vehicle Anti Theft System) key that is newer comes with an internal resistor. It should be compatible with the car's computer. The key is available for copying for between $20 and $40.

There's one exception to this, however. The auto industry finances an industry group known as the National Automated Vehicles Task Force. The group maintains a key code database and permits locksmiths and dealers to duplicate keys issued after 2000 for VW, Mercedes BMW and Porsche. The Center for Auto Safety, an advocacy group for consumers led by Ralph Nader, has petitioned the Federal Trade Commission to investigate automakers for keeping key codes secret and charging expensive costs to replace them.

Key Replacement at the Dealership

It wasn't that long ago that losing keys to cars was not a major issue. You could easily purchase a new set of keys from your dealer if you lost them. But today, cars come with more and more modern technology and that means replacing your car keys is more complex and expensive.

You can visit your local locksmith for basic bladed keys or a transponder key. Locksmiths can cut keys for less than $10. But if you have an electronic switchblade key or high-tech smart key, the best option is to contact roadside assistance and have your vehicle towed up to the dealer. You'll need to bring the proof of ownership documents with you and you may have to wait some time until the dealership has the key in stock.

If you've lost a simple bladed key, a switchblade or a sophisticated smart key, GEICO will help you get back on the road again with our 24-hour Roadside Assistance service. Write down your vehicle identification (VIN) which is usually located on the dashboard of your car or on your insurance card. The VIN will be required to order the right key and have it programmed to your vehicle. Keep a spare in an area that is secure.